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A Loan Against Property (LAP) allows home owners, self-employed individuals, and business entities to leverage the market value of their residential, commercial, or industrial real estate assets to raise substantial liquid capital at much lower interest rates than unsecured short-term financing.
With Cred Source, you retain full ownership and usage of your property while securing loan amounts up to 70% - 75% of fair market value. Whether for business expansion, child's higher education abroad, debt consolidation, or unexpected medical capital, LAP offers comfortable tenures up to 15 years.
Avail high-ticket loans ranging from ₹20 Lakhs to ₹25+ Crores based on property market valuation.
Interest rates starting from 9.25% p.a., significantly cheaper than high-cost credit or unsecured borrowing.
Repay conveniently over flexible tenures up to 15 to 20 years to keep your monthly cash outflow minimal.
Continue to reside in, lease out, or operate your business from the property throughout the loan tenure.
Independent bank valuation of real estate market value.
Verification of title search reports and clear property title.
Income evaluation and formal loan sanction offer.
Equitable mortgage registration & fast loan disbursal.
Find out maximum loan value on your residential or commercial property across 30+ lenders.
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