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India's Most Trusted Partner via Cred Source
Bank of Baroda (BOB) is a leading Indian state-owned banking and financial services
organization. Established in 1908 by Maharaja
Sayajirao Gaekwad III, Bank of Baroda is India's second-largest public sector bank
following its historic amalgamation with Dena Bank and Vijaya Bank in 2019.
Bank
of Baroda serves over 150 million customers across extensive nationwide and
100+ overseas offices in 17 countries. Baroda Home Loans offer highly competitive
floating rates starting at 7.20% p.a. with repo-rate linkage, free credit card benefits,
and concessions for women borrowers.
BOB provides a wide array of housing finance
products including Baroda Home Loan, Baroda Top Up Loan, Baroda Pre-Approved Home Loan,
and Home Loan Balance Transfer with zero prepayment penalties.
Why choose Bank of Baroda through Cred Source:
Who can apply for Bank of Baroda home loan:
Salaried Employees, Self-Employed Professionals, Business Owners & NRIs.
Minimum 18 years to maximum 75 years at maturity.
₹20,000/month for salaried; ₹3.0 Lakh/year net profit for self-employed.
750+ score recommended for lowest interest rate tier.
Estimated EMI for Bank of Baroda Home Loan at 7.20% p.a. interest rate:
| LOAN AMOUNT | TENURE (YEARS) | INTEREST RATE | ESTIMATED MONTHLY EMI |
|---|---|---|---|
| ₹30 Lakh | 20 Years | 7.20% p.a. | ₹25,845 / month |
| ₹50 Lakh | 20 Years | 7.20% p.a. | ₹43,075 / month |
| ₹1.0 Crore | 20 Years | 7.20% p.a. | ₹86,150 / month |
About Bank of Baroda home loans via Cred Source: