OUR PROCESS

3 steps to follow

Getting a home loan with Cred Source is simple and straightforward. Follow these three easy steps to secure your home loan:

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Apply for a loan

We collect all the required details from you to check the home loan eligibility

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Find Best Lender

We help you compare deals from all major lenders so that you can choose the one that's best for you.

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Application Process

We help you with all the required documentation to process the loan application with the selected bank.

Latest home loan interest rates from banks

ROI Chart From Top Banks
Banks SBI BOB CBI BOI HDFC BAJAJ Fin
Effective ROI 7.25% 7.20% 7.10% 7.10% 7.20% 7.30%
Loan calculator

Calculate the EMI and interest amount

Loan Calculator

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Loan types

We offer a wide variety of loans

Home Loan

Finance your dream home with our easy and affordable home loan options.

Loan Against Property

Unlock the value of your property to meet personal or business financial needs.

Balance Transfer

Reduce your existing loan EMI with a balance transfer at lower interest rates.

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Frequently asked general questions

Can I pay off my loan early?

Yes, you can prepay a home loan if the bank is charging a high rate of interest. This will lower the debt you owe to the bank. Prepayment of home loans can reduce the debt burden.

Yes, individuals are eligible for tax benefits on the principal and interest components of their Home Loan under the Income Tax Act. Please consult with our loan experts about the tax benefits.

Yes, you will have to ensure that your property is duly and properly insured for fire and other appropriate hazards during the pendency of the loan.

Yes, our loan experts help in transferring your outstanding loan from the current bank to another bank.

Have more question ? Contact Us
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Customer feedbacks

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Cred Source made getting a home loan effortless. Their zero commission policy saved me money, and their expertise in the housing loan sector ensured I got the best deal. Highly recommend!

Review by Ravi Shankar

I had a seamless experience with Cred Source for my housing loan. Their 18 years of experience showed in their professionalism. They guided me through every step, making it easy to choose the right lender.

Review by Priya Srinivasan

I applied for a mortgage loan with Cred Source and was impressed with their quick processing. The team was thorough in collecting my details and helped me find the best lender. Zero commission was an added advantage!

Review by Anand Kumar

Cred Source's service for my loan against property was excellent. Their 3-step process was simple and efficient. They provided great assistance with documentation and ensured a smooth application process.

Review by Deepa Nair

I recently availed a construction loan through Cred Source. Their wide variety of loan options and zero commission offer made them stand out. Their expertise in project financial loans was evident, and they made sure I understood every detail.

Review by Prakash Menon